ERC Initiative

The PFRPA ERC Initiative was developed to assist retired NFL players and their eligible businesses with the Employee Retention Credit (ERC) application process.

Claim your COVID Payroll Refund Become a Referral Partner

What is ERC?

ERC was established by the CARES Act. It’s a stimulus program designed to help businesses that were able to retain their employees during the COVID-19 pandemic. Your business may qualify if you continued to pay employees while shut down due to the COVID-19 pandemic or had significant declines in gross receipts from March 13, 2020 to Dec. 31, 2021. Eligible employers can claim the ERC on an original or adjusted employment tax return for a period within those dates. ERC is based on company size, qualified wages and healthcare paid to employees, potentially providing up to $26,000 per employee.

How will PFRPA assist?

PFRPA partnered with Bottom Line Concepts, a tax recovery consulting firm, to promote the importance of applying for the ERC program upon qualification.

Business Owners

PFRPA members that own businesses can work with Bottom Line to determine their eligibility to file for ERC refunds. Once eligible, Bottom Line will assist them throughout the process.

Become a Referral Partner

If a PFRPA member does not own a business, but knows those in their network that do, they can help to bring them into the ERC program. These members can become referral partners and can introduce businesses to Bottom Line, helping those in their community to see if they qualify. Every referral partner can earn a commission for those referred businesses that go through the process.

Why Bottom Line Concepts?

Bottom Line Concepts houses leading industry experts in this specialized niche and takes businesses through an extreme vetting process, making sure each client files an ethical and conservative claim. Bottom Line's team of professionals, including former IRS tax attorneys and seasoned financial experts, are dedicated to helping small businesses navigate complex tax laws and secure ERC credits. Bottom Line's Government Aid division has assisted more than 35,000 small businesses in recovering funds through the ERC.

Claim your COVID Payroll Refund Become a Referral Partner


Ron Mix

Los Angeles Chargers (1960–1969) & Las Vegas Raiders (1971-1972), HOF Member

Becoming a Referral Partner for Bottom Line Concepts in its processing of Employee Retention Credit (ERC), through payroll tax refunds for businesses that remained open during the COVID-19 pandemic, has been both financially and emotionally rewarding. Financially, this has been, and will continue to be, very lucrative for me. Personally, it is gratifying to assist so many businesses, local and national, that remained loyal to their employee base throughout the COVID-19 pandemic. My fellow retired players, this has the realistic potential of being good for both you and your family, as well as the wider community.

Willie Lanier

Kansas City Chiefs (1967-1977), HOF Member

As some of you know, my post-football career has been within business and finance, which has afforded me the opportunity to evaluate many business prospects. Being associated with Bottom Line Concepts (BLC) is unique because it presents a genuine opportunity to make a substantial income, while performing a service to our community and with no cash investment by any of us. From my own experience, I am confident that many of you will benefit. Personally, I am on track to make more money from BLC over this past year than I made cumulatively during my entire football career.